The American Taxpayer Relief Act of 2012 sets $5,000,000 indexed as Applicable Exclusion Amount, and limits top rate to 40%. The law includes DSUEA (deceased spouse’s unused exclusion amount). Our upcoming PlanLab 2012R1 release will include changes to reflect the new law. Here’s a calculator that will help you until our release is finalized.
Part One: Social Security Explorer
In part one of this two-part series, Dave Freitag explains just how many options clients have for taking social security and introduces a tool that could help maximize their benefits.
Part Two: Simplifying Social Security
In part two of this tutorial, Dave Freitag explains how advisors can use Social Security Explorer to simplify the complex process of deciding when to take social security.
Social Security Explorer analyzes all 7 Social Security strategies, 81 age combinations, and 567 sets of calculations, picks the best option and puts a star on it!
Get your individual subscription now!
We’re pleased to announce a new, patent pending, web and iPad-ready application called Social Security Explorer (SSE).
SSE is an innovative way to help producers in the Retirement Planning Market. With very little time or data, it is now possible to determine which planning strategy clients should use to best maximize Social Security retirement income benefits.
It is well known that qualified participants can start Social Security benefits between the ages of 62 and 70. However, there is much more to consider. With 7 available strategies and 81 age combinations, 567 different options areavailable. Without SSE, it is nearly impossible to make one of life’s most important retirement planning decisions correctly.
This tool provides a powerful way to prospect and to set appointments with new or existing clients. SSE is excellent for use in seminar selling or as a lead-in to retirement planning product sales. Either way, SSE will help provide helpful guidance to clients. Using SSE will increased productivity and client referrals!
Individual subscriptions are available. For details go to http://socialsecurityexplorer.com.
For enterprise sales, contact either: John Lensi, Sales VP or David Freitag, Marketing VP at Impact
John Lensi, CLU, ChFC, REBC – Vice President, Sales
Email: john.lensi@impact-tech.com Charlotte Office: 704-927-3234 / Cell: 704-654-1357
David Freitag, CLU, ChFC, CRPC – Vice President, Marketing
Email: dave.freitag@impact-tech.com Boston Office: 508-839-9099 / Charlotte Phone – 704-927-3235 / Cell Phone – 760-505-5242
Ready-2-Retire is now available in a version designed to support companies and advisors in the United Kingdom.
Ready-2-Retire is a cutting edge, iPad ready, application that bridges the communication gap between clients and their advisors. Ready-2-Retire “jump starts” the retirement planning process by clearly identifying the financial risks and challenges facing retirees and pre-retirees as they plan for their financial future.
Corporate clients can now easily create Ready-2-Retire Usage Reports. These psychographic, consumer-focused reports add a new dynamic to the application. Usage Reports open conduits into consumer interests, activities, values, attitudes and concerns. These reports allow users to do “living research” into their Ready-2-Retire client database and get insightful answers.
Similar psychographic Usage Reports will be made available to individual users later this year.
Impact and LIMRA developed Ready-2-Retire for both corporate clients and individual producers. Producers can sign up for Ready-2-Retire by clicking on this link: Order now!
For more information about the new Usage Reports, contact our sales team at 704.549-1100 ext 1 or email sales@impact-tech.com.